Credit Cards

Detailed comparison of credit cards across major business jurisdictions.

Card Best Entity FX-Free Receipt Scan Lounge Emp Cards Rewards Best For
Airwallex Borderless Any entity (multi-currency account) āœ… Yes āœ… Yes āŒ āœ… Points on spend Globally distributed teams, multi-currency
Wise Business Card Wise Business account (any entity) āœ… Yes (live rate) āœ… Yes āŒ āœ… None EU/UK frequent transfers, cheapest FX
Revolut Business Metal Revolut Business account āœ… Up to plan limit āœ… Yes āœ… Priority Pass āœ… None European operators, travel perks
AmEx Business Gold Company/Self-employed āŒ (2.99% FX fee) āœ… (AmEx app) Centurion add-on āœ… 4x on top category Heavy US domestic spend, rewards maximizer
Brex Corporate US entity required (C-Corp/LLC) āœ… Yes āœ… AI powered āœ… Priority Pass āœ… 7x travel, 3x SaaS US-based entities, SaaS/tech companies
Pleo (EU) EU entity required āœ… Yes āœ… Yes āŒ āœ… Up to 20 free None EU entities with teams, expense automation
Top pick for most nomadic founders: Airwallex Borderless Card + Wise Business as backup. Zero FX fees, receipt scanning, virtual cards for subscriptions, and works with any entity type globally.
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